Who would study psychology unless they had some issues?!

According to the enrollment rates in higher education, undergraduate students account for about 30% of the 18-22 age group, while the enrollment rate for graduate students is about 3%; according to the latest census, the population with a bachelor's degree or above accounts for about 6.5% of the national total.

It can be said that reaching the undergraduate level, whether it's a top-tier or second-tier university, gives students a psychological sense of superiority.

What's more, those present here are undergraduates from Beidu's prestigious universities, which are the apex of this data string.

However, the advantage of learning ability does not bring security, especially with the prevalence of clear thinking within the ivory tower, the fraud victim rate among student groups remains high.

Based on authoritative data statistics from the Chinese Ministry of Public Security, anti-fraud centers, and university safety reports, university students account for 10-15% of all telecom fraud victims, with a victim rate of about 20%, meaning on average, one out of every five university students has been deceived.

Frauds range from small scams like order rebate frauds, customer service logistic scams, fake game second-hand transactions, to major scams like impersonating law enforcement to intimidate over "criminal involvement," or emotional scams known as "pig slaughtering ploys"; financial losses range from tens to hundreds of thousands, or even more.

Considering some students may hide due to the shame of being deceived, the actual figures might be more exaggerated.

Looking at the students below with various curious, indifferent, and disdainful gazes, Nan Zhubin felt that the data he saw in the documents a few days ago was not exaggerated.

Sometimes, if one does not experience certain things firsthand, it's truly difficult to be vigilant.

However, to be honest, making every student vigilant and turning them into anti-fraud experts is clearly unrealistic.

One can only say that it's good enough to remind as much as possible, and fulfill one's duty.

Nan Zhubin turned his attention to Judge Chen on stage, then allocated part of his attention to the students below.

"In June 2016, a 22-year-old female graduate student from a certain university was deceived by scammers impersonating city police officers, claiming her bank card was involved in a 'cross-border money laundering case,' requiring cooperation for investigation. They sent a forged 'arrest warrant,' inducing the victim to transfer 580,000 yuan of tuition fees and loans into a 'funding review account'..."

"In May 2015, a 17-year-old student from a certain middle school was selling an account on a gaming forum and was induced to log into a fake trading platform. The buyer forged a 'successful payment' screenshot, and the platform customer service requested a recharge to unfreeze the account, deceiving the victim of a total of 68,000 yuan in New Year's money and loans..."

"In February 2017, a 65-year-old retired professor was scammed by fraudsters using AI face-swapping to simulate a video call with his son, claiming 'victim needed compensation for a severe injury caused by fighting', the victim transferred 820,000 yuan in three installments to a designated account..."

Judge Chen read impassively on stage, while other court staff below took photos of the judge teaching on stage, and a few of the students in the front row attentively listening, as if their work was done.

And Nan Zhubin could see that those students in the front row initially appeared interested, but their pupils eventually scattered completely; later, those students who couldn't be attended to had already started playing on their phones long ago.

A faint sound could still be heard from someone forgetting to mute: "timi~".

Those on stage were focusing on publicity work, collecting report materials, while those below were there to earn credits or fulfill seminar hours, presenting a harmonious, mutually beneficial, and supportive scene.

"...Therefore, in the face of pervasive fraud traps, passive defense is far from enough; we must actively build a solid line of defense... Adhere to the 'three nevers': never transfer money to unfamiliar accounts, never engage in any form of screen sharing, never provide passwords or verification codes... Value information privacy protection, rationally control your own desires, and make good use of technology as a weapon..."

From the students' perspective in the audience, it seemed as if these things had been said countless times and heard countless times.

After confirming the photo session was over, even the students in the front row began occasionally checking their phones.

"...Please remember these cases written with tears and even futures today, keep your eyes open, guard your youth, and build a firm defense line for information!"

After Judge Chen finished the last sentence, the screen displayed the standard PPT ending: [Thank you for listening].

The students below suddenly came to their senses and once again gave a loud and tidy applause.

Some students were already half-standing, ready to leave.

However, Judge Chen said: "Well, next we invite our psychological expert, Teacher Nan, to give everyone an in-depth explanation of a fraud case, for a more profound understanding of anti-fraud~"

The discipline of university student groups is still good, and they won't make complaints like "Ah".

But the expressions on their faces visibly shifted in a negative direction.

Nan Zhubin took all of this in without a change in expression and stepped onto the stage to complete his task.

...

As Nan Zhubin stepped onto the stage, the court staff below finally had a chance to whisper to each other.

"Did you hear? Some time ago, a lady from Civil Court Division One seemed to want to defraud someone, she even brought a recording phone with her, do you know about it?"

"Of course I know, trying to scam the court... I heard it was discovered by a young psychological expert at the time, is it this one?"

"Yes, and wasn't there also when Meng Ting almost got stabbed? I heard it was also this teacher who discovered it in advance and saved Meng Ting..."

The staff nodded their heads, tilted their heads, and revealed scrutinizing glances.

"So young... really an expert?"

"Apart from anything else, this face certainly looks professional. You see Judge Chen seemed to nearly put the students to sleep, but once he got up there, the students looked lively again... Of course, it might also be because Judge Chen was reading from notes the whole time..."

"No rush, let's see how he analyzes it, what kind of ability he really has..."

Behind them, Xia Tian subconsciously straightened his back and slightly raised his chin.

On stage, Nan Zhubin opened his course materials and smiled slightly. He then clearly felt that the Big Lecture Hall became a little brighter.

The students below lit up by raising their gazes again.

"First, thank Judge Chen for his presentation, and thank the legal staff for upholding justice for our victims every day without fail."

Nan Zhubin gestured with his hands, receiving a nod of goodwill from Judge Chen below.

"I don't have as extensive case experience as Judge Chen, by comparison, what I can do for everyone is to thoroughly restore a fraud process and analyze the words used. At the end, I will also invite a student to interact, and if anyone has questions, feel free to ask."

With that, Nan Zhubin clicked on the PPT and went straight to the topic.

"Next, in my case, there are scammer A, who impersonates an online shopping customer service; scammer B, who impersonates a bank's risk control officer; and the victim, Mr. W, a 35-year-old university teacher."

"I will present this in a dual-track form using 'verbatim dialogue transcript' plus 'real-time script dissection', revealing the criminals' 'cognitive manipulation assembly line'."