NOVEL WEB Reborn 1990: Running towards the life of a housewife
Chapter 268 Lin Rui buys a house
After eating and sitting in the shop for a while, Lin and Rui went to look at the house again.
On the way back, Zhao Ya asked Shen Xiaojun: "Uncle, why do they think of buying a house in the provincial capital?"
"I bought it for Xiao Ting. She studies here and will probably work here in the future. She has to buy it sooner or later anyway. It's better to buy it now and it will be cheaper than in a few years."
Zhao Ya smiled and sighed: "Xiao Tiao is so happy."
Among the sisters in the family, the age gap between me and Lin Ting is the smallest, so I often can't help but compare with her, look at her, and then look at myself... The word "envy" has been buried in my heart since I was a child.
Shen Xiaojun patted her hand and said, "Your luck lies ahead!"
"It's incomparable." Zhao Ya thought about the past, with a dazed look on her face.
Shen Xiaojun couldn't tell what was on her mind, so he changed the topic, "Are you and He Yan settled? Do you really plan to get married on November [-]?"
Zhao Ya came back to her senses, pursed her lips and smiled sheepishly, "That's what the elders mean. They all say that it is good to get married in the millennium this year, and they also say that there are so many people getting married this year. In fact, I don't know whether I should get married or not. The thought of getting married so early makes me feel quite upset."
"If you feel that you know enough about this person and have identified this person, you can get married this year. His parents are still young and not sick or in pain. If he has a child, he can help take care of it. It won't delay your own business. You can go to work as usual. When I go to work, the child is born early and recovers well. She is still young and the child is older. Think about it, don’t you think it’s pretty good?”
Zhao Ya smiled and said, "Just like you and my uncle, no one would believe that you have a child as old as Xiaowei. They thought Yaoyao was your first child."
"Some people have indeed said this. However, marrying late and marrying early has its own advantages and disadvantages. The most important thing is whether the person you meet is the right person..."
Shen Xiaojun rambled on for a while, and finally said: "...No matter how much we talk, you still have to look at yourself. It's just that we are older than you and have seen a lot, so we can give you some opinions."
Zhao Ya held her hand and smiled, "I wish you could talk to me more!"
He walked into the store with a smile. There was no one in the store at this time, and the employees in the store took turns to take a rest.
A guest happened to come in, and Zhao Ya went up to greet him.
Shen Xiaojun went upstairs, lay on the sofa and closed his eyes for a while, then started to turn on the computer and continue working.
When she finished her work and went downstairs, Lin Rui and his wife hadn't come back yet, so she wanted to check Lin Rui's beeping machine, but the couple called.
"...It's a bit late. We won't go around in a circle. We'll wait for you where we got off the bus in the morning."
"Okay, wait across the road where you got off the bus in the morning. I don't have to turn around." Shen Xiaojun reminded.
"If you don't tell me, I almost didn't remember it, so I hung up and used the phone number of the sales office."
Shen Xiaojun hung up the phone, exchanged a few words with Zhao Ya, and then went out to drive.
The car was parked at the back of the commercial street, and there was a designated parking space. There were not many people driving now. In a few years, parking here would definitely be difficult.
When she drove the car to the place, Lin and Rui were already waiting on the roadside, waving when they saw her car from a distance.
After driving closer, the car slowly stopped on the side of the road. Yuan Fenfang opened the door and got in the passenger seat, while Lin Rui sat in the back.
After they were seated, Shen Xiaojun stepped on the accelerator.
Without her asking, Yuan Fenfang started talking about the house viewing in the afternoon.
"...I looked at three real estate properties in the afternoon and took a ride to a place farther away. It was cheaper, but I just felt that the location was not as good as this one."
"So have you decided where to buy?"
"We still plan to buy in this area. We chose two properties with similar seats. They are only five or six minutes away from each other and the prices are similar. We chose the same apartment type in both properties, with an area of more than 6 square meters. , let the people at the sales office calculate it for us, one is 90...how much is 20?"
Yuan Fenfang didn't think about it for a moment, and turned to ask Lin Rui.
Lin Rui: "20, the other one is more expensive, 22."
"That's right! Look at my memory." Yuan Fenfang patted her forehead.
Lin Rui took out two leaflets from his bag and handed them over, "I've memorized them all. Read them yourself."
Yuan Fenfang took it and took a look, "When did you remember it?"
"When you ask someone about the price."
Yuan Fenfang smiled and said to Shen Xiaojun: "Your eldest brother is more considerate than me in this regard."
I clearly remember the house type, area, unit price, and total price from the flyer.
"By the way, I also asked them to calculate the loan for me. They said that a down payment of 30.00% would be enough, which would cost more than 6. Then the remaining loan would cost more than 30 a month for 700 years. The more the loan, the more The more expensive it is, we just have 500 yuan, so we thought we would just pay 200 yuan down, which would only cost more than [-] yuan a month, which is more than [-] yuan cheaper..."
"A few years ago, we really couldn't afford a mortgage of more than 500 yuan, but now we can. When Xiao Ting graduates, we will let her pay the loan herself, and we can pay it back with a small subsidy at most..."
Yuan Fenfang never stopped talking about the house.
Shen Xiaojun originally thought that she would ask to borrow money to buy a house in full, but they didn't even mention it.
If she didn't mention it, she wouldn't rush forward. No matter how much money she has, no one likes to lend it out.
"...They asked us to pay a deposit of [-] yuan as soon as we opened the door. We didn't pay it. How can we decide such a big thing as buying a house at once?"
When Shen Xiaojun heard this, she thought of herself. Didn't she just decide to buy a house all at once?
See it on the same day, buy it on the same day, no overnight stay.
When it comes to buying a house, she needs to be quick and precise!No procrastination!
"Then when do you plan to make a decision? If you have thought about it, it is best to decide as soon as possible, otherwise the developer will increase the price when the house is easy to sell. Another thing is, if you decide early, you will have more choices in terms of floor and orientation. "
Yuan Fenfang nodded: "We are just considering that the cheaper one will not be delivered until the second half of next year, and the more expensive one will have to wait until the beginning of next year. I feel that the time is a bit long. After reading so much Of the properties, there is only one that can be handed over immediately, but unfortunately there are not many units left, and the floor plans are not good, so people just picked the ones left over.”
"So, there is an advantage to booking early. The time is not long. Every day goes by very quickly. You are not in a hurry to move in anyway. When my eldest sister bought a house the year before last, she also felt that the waiting time was too long. She paid for it at the end of last year. The house is being renovated now. If you look at it, it will go very quickly. If you think about it this way, the house will be updated for Xiao Ting after the house is handed over late!"
As for which set to buy, Shen Xiaojun didn't say much.
The couple nodded, thinking so.
Not two days later, Lin Rui and Yuan Fenfang took Lin Tiao to pay the deposit and order the cheaper one.
Later, I went to the provincial capital several times to sign a house purchase contract, apply for a loan, etc.
The house is written in Lin Tiao's name. It's easy to get a loan in the provincial capital. It doesn't matter whether you are a student or not, as long as you can repay the money.
On the way back, Zhao Ya asked Shen Xiaojun: "Uncle, why do they think of buying a house in the provincial capital?"
"I bought it for Xiao Ting. She studies here and will probably work here in the future. She has to buy it sooner or later anyway. It's better to buy it now and it will be cheaper than in a few years."
Zhao Ya smiled and sighed: "Xiao Tiao is so happy."
Among the sisters in the family, the age gap between me and Lin Ting is the smallest, so I often can't help but compare with her, look at her, and then look at myself... The word "envy" has been buried in my heart since I was a child.
Shen Xiaojun patted her hand and said, "Your luck lies ahead!"
"It's incomparable." Zhao Ya thought about the past, with a dazed look on her face.
Shen Xiaojun couldn't tell what was on her mind, so he changed the topic, "Are you and He Yan settled? Do you really plan to get married on November [-]?"
Zhao Ya came back to her senses, pursed her lips and smiled sheepishly, "That's what the elders mean. They all say that it is good to get married in the millennium this year, and they also say that there are so many people getting married this year. In fact, I don't know whether I should get married or not. The thought of getting married so early makes me feel quite upset."
"If you feel that you know enough about this person and have identified this person, you can get married this year. His parents are still young and not sick or in pain. If he has a child, he can help take care of it. It won't delay your own business. You can go to work as usual. When I go to work, the child is born early and recovers well. She is still young and the child is older. Think about it, don’t you think it’s pretty good?”
Zhao Ya smiled and said, "Just like you and my uncle, no one would believe that you have a child as old as Xiaowei. They thought Yaoyao was your first child."
"Some people have indeed said this. However, marrying late and marrying early has its own advantages and disadvantages. The most important thing is whether the person you meet is the right person..."
Shen Xiaojun rambled on for a while, and finally said: "...No matter how much we talk, you still have to look at yourself. It's just that we are older than you and have seen a lot, so we can give you some opinions."
Zhao Ya held her hand and smiled, "I wish you could talk to me more!"
He walked into the store with a smile. There was no one in the store at this time, and the employees in the store took turns to take a rest.
A guest happened to come in, and Zhao Ya went up to greet him.
Shen Xiaojun went upstairs, lay on the sofa and closed his eyes for a while, then started to turn on the computer and continue working.
When she finished her work and went downstairs, Lin Rui and his wife hadn't come back yet, so she wanted to check Lin Rui's beeping machine, but the couple called.
"...It's a bit late. We won't go around in a circle. We'll wait for you where we got off the bus in the morning."
"Okay, wait across the road where you got off the bus in the morning. I don't have to turn around." Shen Xiaojun reminded.
"If you don't tell me, I almost didn't remember it, so I hung up and used the phone number of the sales office."
Shen Xiaojun hung up the phone, exchanged a few words with Zhao Ya, and then went out to drive.
The car was parked at the back of the commercial street, and there was a designated parking space. There were not many people driving now. In a few years, parking here would definitely be difficult.
When she drove the car to the place, Lin and Rui were already waiting on the roadside, waving when they saw her car from a distance.
After driving closer, the car slowly stopped on the side of the road. Yuan Fenfang opened the door and got in the passenger seat, while Lin Rui sat in the back.
After they were seated, Shen Xiaojun stepped on the accelerator.
Without her asking, Yuan Fenfang started talking about the house viewing in the afternoon.
"...I looked at three real estate properties in the afternoon and took a ride to a place farther away. It was cheaper, but I just felt that the location was not as good as this one."
"So have you decided where to buy?"
"We still plan to buy in this area. We chose two properties with similar seats. They are only five or six minutes away from each other and the prices are similar. We chose the same apartment type in both properties, with an area of more than 6 square meters. , let the people at the sales office calculate it for us, one is 90...how much is 20?"
Yuan Fenfang didn't think about it for a moment, and turned to ask Lin Rui.
Lin Rui: "20, the other one is more expensive, 22."
"That's right! Look at my memory." Yuan Fenfang patted her forehead.
Lin Rui took out two leaflets from his bag and handed them over, "I've memorized them all. Read them yourself."
Yuan Fenfang took it and took a look, "When did you remember it?"
"When you ask someone about the price."
Yuan Fenfang smiled and said to Shen Xiaojun: "Your eldest brother is more considerate than me in this regard."
I clearly remember the house type, area, unit price, and total price from the flyer.
"By the way, I also asked them to calculate the loan for me. They said that a down payment of 30.00% would be enough, which would cost more than 6. Then the remaining loan would cost more than 30 a month for 700 years. The more the loan, the more The more expensive it is, we just have 500 yuan, so we thought we would just pay 200 yuan down, which would only cost more than [-] yuan a month, which is more than [-] yuan cheaper..."
"A few years ago, we really couldn't afford a mortgage of more than 500 yuan, but now we can. When Xiao Ting graduates, we will let her pay the loan herself, and we can pay it back with a small subsidy at most..."
Yuan Fenfang never stopped talking about the house.
Shen Xiaojun originally thought that she would ask to borrow money to buy a house in full, but they didn't even mention it.
If she didn't mention it, she wouldn't rush forward. No matter how much money she has, no one likes to lend it out.
"...They asked us to pay a deposit of [-] yuan as soon as we opened the door. We didn't pay it. How can we decide such a big thing as buying a house at once?"
When Shen Xiaojun heard this, she thought of herself. Didn't she just decide to buy a house all at once?
See it on the same day, buy it on the same day, no overnight stay.
When it comes to buying a house, she needs to be quick and precise!No procrastination!
"Then when do you plan to make a decision? If you have thought about it, it is best to decide as soon as possible, otherwise the developer will increase the price when the house is easy to sell. Another thing is, if you decide early, you will have more choices in terms of floor and orientation. "
Yuan Fenfang nodded: "We are just considering that the cheaper one will not be delivered until the second half of next year, and the more expensive one will have to wait until the beginning of next year. I feel that the time is a bit long. After reading so much Of the properties, there is only one that can be handed over immediately, but unfortunately there are not many units left, and the floor plans are not good, so people just picked the ones left over.”
"So, there is an advantage to booking early. The time is not long. Every day goes by very quickly. You are not in a hurry to move in anyway. When my eldest sister bought a house the year before last, she also felt that the waiting time was too long. She paid for it at the end of last year. The house is being renovated now. If you look at it, it will go very quickly. If you think about it this way, the house will be updated for Xiao Ting after the house is handed over late!"
As for which set to buy, Shen Xiaojun didn't say much.
The couple nodded, thinking so.
Not two days later, Lin Rui and Yuan Fenfang took Lin Tiao to pay the deposit and order the cheaper one.
Later, I went to the provincial capital several times to sign a house purchase contract, apply for a loan, etc.
The house is written in Lin Tiao's name. It's easy to get a loan in the provincial capital. It doesn't matter whether you are a student or not, as long as you can repay the money.
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