Options system in my brain: Detective Conan

"Enough about insurance and inheritances. Do you have any other questions, Mr. Akikawa?"

Kuriyama Midori placed her hands on her skirt, looked at Akikawa Kyousuke, and asked.

"Mom should be the main person responsible for this series of car accidents, right? Could you tell me how the compensation is calculated?"

"You don't need to worry about this. Although this rear-end collision series was caused by your father's sudden braking, under Japanese law, Mr. Akikawa only needs to compensate part of the damage to the car behind him."

"As for other vehicles that collide from behind, the vehicle following will be responsible for compensation."

"Furthermore, Mrs. Ryoko also has self-compensation insurance, and the insurance will cover part of the compensation."

Kuriyama Midori said, suddenly standing up a little and silently looking at Eri Kisaki in the center of the living room.

After confirming that Eri Kisaki was still writing something with her head down and didn't seem to notice her side,

She then leaned forward slightly, covered her cheek with her hand, lowered her voice, and whispered to Akikawa Kyousuke:

"Actually, the main person responsible for this car accident is Mrs. Ryoko, not Mr. Akikawa. I wonder, Mr. Akikawa, can you understand?"

Akikawa Kyousuke ousuke looked at Kuriyama Midori in surprise as he heard this, and heard the lawyer in front of him, who suddenly became cunning, continue saying:

"The compensation for the car accident is considered a debt of Mrs. Ryoko and has nothing to do with Mr. Akikawa."

"In my opinion, Mrs. Ryoko has no real estate and her savings are not much. Her inheritance will definitely not be enough to pay for the compensation for this car accident."

"So, as long as Mr. Akikawa renounces inheriting Mrs. Ryoko's inheritance, the debt of this car accident can be canceled."

"This way, you can maximize your own interests."

After Kuriyama Midori finished speaking, she looked at Eri Kisaki with some unease.

She then coughed twice awkwardly and returned to her normal posture.

"Well, that's the situation anyway. It's up to 'Mr. Akikawa' to decide what to do. I just accept the task and do the work."

With a sweet smile on her face, Kuriyama Midori said to Akikawa Kyousuke.

*Ding*

The familiar, crisp mechanical sound rang in Akikawa Kyousuke's mind once again, and a translucent blue interface appeared before his eyes.

[In the face of compensation that obviously exceeds your mother's inheritance, what choice will you make?]

[1. Inherit inheritance and pay compensation]

[Reward: Recovery Card x1]

[2. Renounce the inheritance and maximize benefits]

[Reward: Physical +3]

Akikawa Kyousuke didn't hesitate much at the options that appeared in his mind.

According to lawyer Midori Kuriyama, the compensation he has to pay this time is just a part of the cost of the rear-end collision caused by the car following behind.

After deducting the insurance compensation, the remaining indemnity won't be much.

It won't have any impact on me, as I am about to receive a huge payout from the insurance.

The recovery card obtained from the option is exactly what I need right now.

So Akikawa Kyuosuke immediately responded:

"Thank you, Miss Kuriyama. I've decided to inherit my mother's legacy."

"Okay."

Kuriyama Midori nodded slightly.

At the same time, she thought in her heart:

"This Mr. Akikawa is a kind man..."

Akikawa Kyousuke thanked Kuriyama Midori, took her business card, and prepared to leave.

Kuriyama Midori printed out the bus route map and the map of the nearest station to return to Akikawa Kyousuke's apartment and placed them in the folder she gave him.

She sent Akikawa Kyousuke to the door and waited until he went down to leave before returning to the office.

But as soon as she returned, she saw her mentor, Eri Kisaki, known as the "Queen of the Court," staring at her.

"Eh?! Master, what's wrong?"

Kuriyama Midori was surprised, thinking her mentor had heard the idea she had given to Akikawa Kyuosuke.

In the end, she heard Eri Kisaki's serious voice:

"Ku-chan, where did you receive this assignment from?"

After Eri Kisaki finished speaking, before Kuriyama Midori could respond, she started murmuring to herself.

"Wasn't the suspicion cleared up at the Metropolitan Police Department just now? That means he was a suspect..."

"Wasn't it Kudo who asked Ran-chan to contact you for help?"

"Eh-?!"

Kuriyama Midori was startled again.

My mentor is always like this, and she can easily guess the truth of the matter.

Eri Kisaki looked at Kuriyama Midori's reaction and knew she had guessed correctly.

"Now that you've accepted the assignment, you must complete it."

"But Ku-chan, there's no need to do those unnecessary things to please the guests. Finish your work quickly and stay away from that akikawa."

"Why is that?"

Kuriyama Midori was a little confused.

After a brief contact, I clearly felt that Akikawa Sora was quite good.

"According to your description, Akikawa's family has no house or savings. His mother still does occasional work, and her son doesn't seem to be able to work."

"In such circumstances, how could someone buy two life insurance policies with such high death benefits?"

"Eh... this..."

After hearing Eri Kisaki's words, Kuriyama Midori also realized a bit that something was wrong.

"You must understand that insurance companies usually set the death benefit of a normal life insurance policy at ten times the annual pre-tax income."

"In that case, Akikawa's self-compensation insurance paid most of the compensation for the car accident, but there's still no money to pay the remaining indemnity. So I roughly calculate that his mother's annual income is less than 2.5 million yen."

"But in this difficult life situation, his mother bought life insurance with a total death benefit of more than 75 million yen. Are you kidding?"

Kuriyama Midori listened to what Eri Kisaki said between the lines.

Ryoko Akikawa had obviously lied about her annual income and bought two insurance policies that were beyond her paying capacity.

Her expression gradually became panic-stricken.

"No... Mr. Akikawa has been cleared of suspicion, right? It's... it's also possible that Mrs. Ryoko wanted to leave..."

"Do you mean that the mother committed suicide so that her son could receive compensation?"

Eri Kisaki sighed.

"Your idea is good, but impossible, at least it doesn't apply to Qiuchuan."

"Have you forgotten, Ku-chan? The death claim rules of Japanese insurance."

After hearing this, Kuriyama Midori suddenly remembered and couldn't hide the look of surprise on her face anymore.

"Insurance doesn't cover suicide within three years!"

"Yes. You just said that the 45 million yen life insurance is still in the early stage of an accident, so her mother must not have bought it to commit suicide."

"Either Akikawa himself bought the insurance for his mother, or his mother knew she was going to be killed five or six years in advance."

"Either way, staying away from that Akikawa is your best option."

"Okay... okay..."

Eri Kisaki looked at Kuriyama Midori, whose cheeks were filled with shock, and couldn't help but think of Kudo Shinichi's appearance.

"Although it's not that I don't trust that boy's reasoning, I still don't want to put those around me in danger."

Eri Kisaki thought in her heart.

"But Master, let's talk about this."

"Eh?"

"Master, don't you think Akikawa seems a bit kind?"

"He does seem a bit when you say that."

Eri Kisaki also thought deeply when she heard Kuriyama Midori's words that came out of nowhere.

**(End of Chapter)**