Chapter 16: A Taste of Wealth
He grabbed a dagger and pricked Harry's blood with it before he could even react. The moment a drop of blood touched the parchment, the paper glowed gold.
The Goblin gave him a bloodthirsty smile, "It seems like you are in fact, Harry Potter. That's good; now we can proceed."
Harry was somewhat surprised when the goblin's somewhat hostile attitude disappeared seconds later. He looked at Bragkor with his eyes wide, "What do I need to do now?"
"You need to sign this," he gave him a stack of parchment, "it states that you have received your key. Your account will be unfrozen, and you will be able to enter your vault. Do not lose your key, its replacement will cost you 50 galleons."
After the young wizard signed the documents, he was then dismissed from the manager's office and given a small gold key. He was then escorted by a Goblin called Griphook to the depth of the Gringotts' tunnels.
The ride was informative. For all the goblin's tone was rude, he still answered Harry's question. It turns out that Gringotts did not involve themselves in wizarding affairs, so that means they don't do inheritance tests, they don't care about the Wizengamot, and they rarely even know what is inside the vaults they guard. They only have logs of the access to the vault, nothing less, nothing more. They didn't care about wizarding properties or dwellings. They only entered a vault and repossessed what's inside if it remained dormant for a century, so yeah, claiming ancient secret vaults filled with mountains of gold isn't really a thing.
As far as they are concerned, there are two types of vaults. Security measures aside, there is a monetary vault, which only contains Galleons, Sickles, and Knuts. You couldn't add anything else aside from these coins, and you could even use bank drafts – which worked kinda like checks in the muggle world – to spend money, to avoid having a large amount of gold physically with you. These accounts were monitored by the Goblins in case of inconsistencies. This was the vault Harry had.
However, there was another account, an artefact vault, where the users can put anything inside, be it magical artefacts or just normal gold. They were far more expensive and were usually only used by very old families that hid artefacts down there.
Unfortunately for Harry, the monetary vault was the only thing he inherited. There was no family vault to be unlocked during his majority, there were no secret grimoires, no super artefacts. All he had left from his parents was a small pile of gold, around ten thousand galleons.
It was a rather generous sum, but from the sound of it, it didn't even come close to what some families had. Still, it was good enough for Harry who never had any money of his own to use. Although, when Harry asked Griphook about the conversion to pounds to get an idea of how much he was worth, the Goblin snarled in anger.
Apparently, it was a very sensitive topic for Goblins. The ministry of magic had controlled the price of wizarding currencies to muggle ones. While the average galleon was worth over a hundred pounds, the ministry forced the goblins to sell it for five. It was apparently to allow an easier integration for Muggleborn, who wouldn't be able to afford their school supplies otherwise. Thankfully, this rate was only available to students that are still attending Hogwarts and they were only allowed to exchange a hundred galleons a year, to stop people from abusing the system.
Still, Harry had around ten million pounds in the bank, and that was secure enough for him to live on. He could now technically move out of the Dursleys without worrying too much about it.
Alas, all things came to an end, and Harry's journey to the depth of Gringotts was finished. The young wizard just grabbed around fifty galleons and brought them in one of the complementary expanded pouches made by Gringotts and left the bank with a smile on his face.
Now that he had money, it was time to search for his school supplies.
First things first, he needed a school trunk to put all his shopping inside. Harry sure as hell wasn't going to walk around with countless bags around him. He ended up buying a nice trunk that was slightly expanded and had the standard security enchantments, which was the standard for Hogwarts students. It was nice to see that he didn't really need to ask about it much, just buying the normal Hogwarts supplies since he had no idea what he would need.
If he was honest, Harry was tempted to buy a multi compartment trunk, which was worth forty galleons. But it was ludicrously expensive for a first purchase in the magical world.
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