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Their family's pawn shop not only has no interest for depositing silver, but also charges deposit fees. If they borrow money from them, it will be usury, and almost all of them will become vampires.
Over the years, they have made a lot of money from the usury of the pawn shop. The opening of the Daming pawn shop made the two princes feel a serious sense of crisis.
After listening to the confessions of the two, Yu Huatian suddenly realized, and hurriedly asked Xichang Fanzi to investigate to see how many pawnshops there are in Nanjing and who are behind the pawnshops.
As long as the owners of those pawn shops are found, it is almost possible to prove that the confessions of these two people are correct.
Xu Wenjue,
Son of Xu Hongji.The end of Chongzhen attack.In history, after Nanjing surrendered to the Qing Dynasty, he was demoted to the people.
Zhao Zhilong
A native of Hong County in the south of the Yangtze River, an official in the late Ming and early Qing Dynasties.During the reign of Chongzhen, Nanjing was the town of Xinchengbo.Fu Wangli, and support, dry politics.
According to Wu Weiye's "Luqiao Jiwen":
"Guiji, civil and military affairs are concentrated in the government meeting, and there is no words to talk about the ruler; Xu Yu of Taixue pays homage to Zhao Zhilong, please ask the crown prince to ascend the throne, and the dragon will kill him. It is night, the king of Yu went to Jiangning and camped in the Temple of Heaven. Bingshen is ignorant, Zhao Zhilong Open the door and lead the officials to welcome the surrender."
It can be seen from this that, as nobles of the Ming Dynasty, these two don't have the demeanor of their predecessors at all.
Not only did they exploit the people, but they did not make any resistance when the captives marched into Nanjing.
And with those civil servants who are greedy for life and fear of death, they took the initiative to open the city and surrender, so that Dongyao could enter Nanjing without a single soldier, and let the natural danger of the Yangtze River become a display.
Of course, these are historical events, history has been changed by Zhu Youjian, this kind of thing will not happen again, it is impossible for Yuhuatian to know these things.
Xichang, like Jinyiwei of Dongchang, is the emperor's intelligence agency. It is very easy to find out who is behind the pawnshop in Nanjing. After all, pawnshops need to register at the beginning.
After sending some people to investigate, Yuhuatian also walked out of the Xichang office. According to the prisoner's account, he stepped on his horse and headed for the largest private pawn shop in Nanjing.
For about half an hour, Yuhuatian reined in his horse in front of a store called Jinling Bank. This bank is indeed not small, covering an area larger than that of Xichang's Nanjing office.
There are six or seven security guards in front of the gate, all of them are tall and burly, with swords and other weapons on their waists, and their eyes are full of evil spirits, which makes some people with malicious intentions stay away.
Yuhuatian tied the horse aside and walked into the bank. The shopkeeper looked at Yuhuatian's clothes and immediately came up to him with a smile.
"My lord, please come inside, I don't know if you want to deposit or withdraw money?"
Yu Huatian put the Xiuchun knife in his hand on the counter:
"Look how much this knife is worth"
Chapter 429
Banks are actually pawnshops, and they can use valuables as collateral for silver.
The Xiuchun Dao was only used by three departments in Ming Dynasty, namely Cao Zhengchun’s East Factory, Yuhuatian’s West Factory, and Qinglong’s Jinyiwei. Other institutions and departments could not use the Xiuchun Dao.
As a pawn shop, it's normal for someone to use it as a weapon, but no one has ever used it as a Xiuchun knife, and besides, the shopkeeper doesn't know the Xiuchun knife.
The shopkeeper saw that Yuhuatian's clothes didn't look like those who were short of money, so he pawned the weapon for some reason, but he knew that this was not what he was considering, so he picked up the Xiuchun knife and looked at it carefully.
"This knife is not bad, it can be worth five taels of silver."
The shopkeeper almost amused Yuhuatian with a word, the knife is only worth five taels of silver if it is good?
The Xiuchun Knife is not only a status symbol, its forging technology and materials are top-notch, it can completely compete with the Japanese Knife and the Tang Knife, and its value is definitely above a hundred taels of silver.
The Xiuchun Knife was worth a hundred taels of silver, but the shopkeeper only gave five taels of silver. Yu Huatian had the urge to shoot him to death, but he still resisted the urge.
"Okay, five taels is five taels, the knife is yours, and the silver is mine."
Seeing that Yuhuatian didn't say anything, he simply agreed to be the knife, and the shopkeeper immediately wrote a letter to Yuhuatian, and then asked Yuhuatian to draw a pledge.
Yuhuatian took a look at the written receipt, and saw that it said that he received a steel knife today, deducting five taels of silver, and ten cash per month for interest. If the bank loses the steel knife, he will be compensated according to the price.
The monthly interest is ten cents, and the lost items are compensated according to the price. It seems reasonable, and the interest is not high, but the trouble lies in the valuation of the items.
It is impossible to sell the Xiuchun Knife for five taels of silver casually. After two days, they will take it out and sell it at a high price. Once you go back to redeem the knife, they will pay you five taels of silver.
But this time the shopkeeper of the bank didn't recognize the Xiuchun knife, so he was destined to lose money. Even if Yuhuatian didn't care about him, no one with a little knowledge would dare to buy the imperial court's Xiuchun knife.
"My knife is worth at least 50 taels of silver. You have to add a note on the receipt. If it is lost, you will be compensated for 50 taels of silver. Otherwise, I will not deserve this knife."
As Yuhuatian said, he picked up the Xiuchun knife and turned around to leave. The shopkeeper sneered:
"Hmph, they agreed on a good price and signed the contract. If you say you don't want to do it, you won't do it? This is because you came to our bank to look for trouble. If you want to see where our bank is, someone will give him a look."
Before the shopkeeper finished speaking, five or six security guards rushed into the hall to block Yuhuatian's way, and the corners of Yuhuatian's mouth could not help but bend upwards.
"Your Jinling Bank is not a black shop, is it? You actually want to buy and sell by force, aren't you afraid that I will report to the government?"
"Report to the official? Alright, you can go, but you have to keep the knife. To tell you the truth, this bank is owned by the Duke of Wei, and the emperor can't control it. You are nothing."
When Yu Huatian heard the shopkeeper's words, he immediately laughed. It really was the bank opened by Duke Wei's family. Judging from their performance today, these Dukes seem to have overshadowed the sky in Nanjing.
"I don't care who owns your bank. Since I don't think it's suitable, I'll try another one. There's a Daming pawn shop not far away. They're much more fair than you."
Yuhuatian deliberately carried out the Daming pawnshop, wanting to see the reaction of these people, and the shopkeeper's reaction did not disappoint him.
"Hahaha, Daming's pawnshop is a joke, it will cease to exist in two days, I advise you to perform the contract obediently and take down their knives."
"Yes"
The shopkeeper's face suddenly turned cold, and two security guards immediately stepped forward to stop Yuhuatian, trying to control Yuhuatian and grab the knife.
Yuhuatian's eyebrows immediately stood up, who is Yuhuatian?It's a system call. In his eyes, as long as there is an emperor, he must implement 100% of the emperor's words. Wei Guogong is nothing.
As soon as the two security guards stretched out their hands, Yu Huatian was furious, Xiu Chun drew his sword out of its sheath in an instant, a cold light flashed, the arms of the two security guards were cut off, and then they kicked them out of the bank.
This move was clean and neat, without any sloppiness, and it directly frightened the other security guards and shopkeepers.
These people are used to domineering, and no one has ever dared to say no to them. They didn't expect that their arms would be cut off today.
After all, they are all members of Xungui's family. After a moment of stupefaction, they quickly realized that they met a guy with no eyesight today. If he didn't take down Yuhuatian, Wei Guogong would have no face.
"Come here, you must take this person down and let him know how many eyes Prince Ma has."
Following the shopkeeper's order, more than a dozen people came down from upstairs, all holding swords in their hands, including two monks, one monk and one veteran.
In addition to the few people coming in from outside, Yuhuatian was besieged by more than [-] people. Some of these people were from the Jianghu, and they must be servants hired by Wei Guogong.
The monk put his hands together and said the Buddha's name:
"Amitabha, why did the benefactor hurt people? Today, this old monk is going to act for the heavens."
After the monk finished speaking, he suddenly grabbed Yuhuatian with his hands, trying to subdue Yuhuatian with one blow, at least the old monk thought so in his heart.