Back in 1981: Marrying the love of your life
Chapter 140
Inside the President's office.
Zhong Quan looked at Su Mu expectantly, waiting for his answer.
In fact, in order to complete the tasks of the head office, he runs back and forth these days.
The big and small businesses in the town basically ran all over the place.
However, the results were not satisfactory.
Some factories are in desperate need of money, but they would rather borrow usury than borrow from banks that do not require interest.
Zhong Quan tried his best to persuade, but the result was very ineffective, which made him feel very troubled and annoyed.
"You have a point." Su Mu nodded in agreement.
Zhong Quan heard that even if he wanted to elaborate, the benefits of interest-free loans.
But listening to Su Mu's words, he said: "But..."
Zhong Quan's heart tightened, and he said busily: "Interest-free loans do not require interest, and they are returned on time, and they can also leave a good credit record, and if they need to continue to borrow in the future, the trial process will be easier."
"That's not what I care about." Su Mu slowly shook his head.
Zhong Quan's brows frowned slightly, and he said curiously: "Does Mr. Su have other concerns?"
"In my opinion, either don't borrow, since you borrow, then borrow a big one."
"How much does Mr. Su want to borrow?"
Su Mu stretched out a finger and said in a fluttering tone: "One million!" "
A million?" Zhong Quan was taken aback.
To be able to become the president, he is naturally not a fool.
After calming his emotions, he asked: "Simply expanding the scale can't use so much money, right?"
"Good!" Su Mu nodded and admitted: "In addition to expanding the scale of the feed factory, I also plan to contract out the garment factory."
Zhong Quan was silent for a moment and shook his head: "One million is indeed too much, I can't be the master."
"Then there is nothing to say, I came to withdraw the money this time and take out all the two hundred thousand." Su Mu said lightly, while putting the passbook on the table.
Zhong Quan hesitated for a while, then retreated and said, "Mr. Su, the limit of what I can call the shots is 500,000."
"Five hundred thousand is not enough." Su Mu said slowly.
Zhong Quan said with a smile on his face: "Mr. Su, you can actually borrow 500,000 from the bank, and then borrow it from a friend."
"Borrowing 100,000 is owing favors, and borrowing 200,000 is also owing favors." Su Mu asked rhetorically, "Then why don't I borrow all from my friends?"
Zhong Quan was suddenly speechless, not knowing how to answer.
Su Mu pondered a little, and spoke: "Actually, I don't want to owe favors, because there is no way to simply measure human favors." I borrow a million, you can complete the task, I can get the funds, why not?
"That's right, but the task given by the head office is 700,000, and one million is far beyond this number." Zhong Quan looked embarrassed.
Su Mu chuckled, "If I'm not mistaken, before I came, Governor Zhong had already looked for large and small businesses in the town, right?"
Zhong Quan opened his mouth, but he couldn't deny it, nodding honestly and acknowledging.
Su Mu continued: "At the moment, state-owned enterprises are outsourcing, and other small enterprises simply do not have the courage to borrow 700,000 yuan, so in my opinion, only I can let Governor Zhong complete the task.
As soon as these words came out, Zhong Quan felt a little uncomfortable in his heart, but he couldn't refute it.
Seeing his expression, Su Mu opened the leather bag he was carrying, took out a wad of straw paper and handed it over.
"This is?" Zhong Quan was puzzled.
Su Mu said indifferently: "This is the account of my feed factory, Governor Zhong can take a look."
Zhong Quan took the drafting paper, and after reading a few pages, he couldn't help but be surprised: "When state-owned enterprises are barely breaking even, it is really unexpected that Director Su's feed factory can achieve such a high profit!"
After that, I couldn't help but think of a question.
That is, the other party shows himself the accounts, what is the specific intention?
Without waiting for Zhong Quan to ask, Su Mu took the lead and said: "A loan of one million, I can use Yuanda Feed Mill as collateral, if I can't repay the loan on time, Yuanda Feed Mill is owned by the bank!"
"Director Su, do you mean this?" Zhong Quanhuoran got up, looking very excited.
Su Mu nodded and said, "If you can lend me a million, you can sign a mortgage agreement immediately." "Good
!" Zhong Quan nodded heavily and said excitedly: "If you use the feed mill as collateral, one million will be completely fine!"
"Governor Zhong means that if the feed mill is mortgaged, the loan amount can exceed one million?" Su Mu asked.
"...," Zhong Quan.
He somewhat regretted that he had just owed his mouth.
After thinking about it, he opened his mouth and replied: "One million is the limit, I just said that if Director Su uses the feed mill as collateral, I can call the shots immediately."
Su Mu said with some regret: "One million is one million."
This reaction made Zhong Quan feel puzzled.
"Director Su, now everyone is secretive about loans, why don't you seem to be able to borrow more money?" Zhong Quan was puzzled.
Su Mu replied with a smile: "The reason is actually very simple, Governor Zhong, in your opinion, what does a company choose a loan for?"
"Naturally, it's about supporting operations, or for greater development." Zhong Quan's answer was like a runner.
Su Mu nodded slowly, "In the final analysis, it is essentially to make more money. I was willing to borrow and dare to borrow for the simple reason that I was sure to make more money with the loan and they didn't.
Although his tone was flat, the confidence in his words could be heard by anyone.
Zhong Quan didn't understand where this confidence came from.
However, he doesn't care about that.
As long as he can successfully complete the task, he is too lazy to bother with the rest.
"Director Su wait, I'll let people prepare the contract." Zhong Quan got up and said.
According to the accounts, Sumu's feed mill currently earns more than 100,000 yuan a month, and it is still rising.
For such a high-quality enterprise, he is naturally very happy to borrow, and there is no need to worry at all, and he cannot recover the loan.
After the agreement is signed, the loan is directly hit to the passbook.
As a result, the original 200,000 became 1.2 million.
"Mr. Su, this is your passbook, please put it away!"
The employee handling the business, shaking his hand, handed the passbook out the window.
Su Mu took it casually and put it in his pocket, his expression waveless.
One and a half million, not worth his excitement.
This is that the conditions are not allowed, and if the conditions permit, even if it is 10 million, 100 million, Su Mu dares to borrow.
As a reborn, if he didn't even have this bit of confidence, then he would be too failed!
"Mr. Su go slowly!"
Under Zhong Quan's courtesy, Su Mu walked out of the bank.
He is well aware that contracting a garment factory is just the beginning, and there are many challenges ahead.
However, he has always been a man who rises to the occasion.
Life is no fun without challenges!
Zhong Quan looked at Su Mu expectantly, waiting for his answer.
In fact, in order to complete the tasks of the head office, he runs back and forth these days.
The big and small businesses in the town basically ran all over the place.
However, the results were not satisfactory.
Some factories are in desperate need of money, but they would rather borrow usury than borrow from banks that do not require interest.
Zhong Quan tried his best to persuade, but the result was very ineffective, which made him feel very troubled and annoyed.
"You have a point." Su Mu nodded in agreement.
Zhong Quan heard that even if he wanted to elaborate, the benefits of interest-free loans.
But listening to Su Mu's words, he said: "But..."
Zhong Quan's heart tightened, and he said busily: "Interest-free loans do not require interest, and they are returned on time, and they can also leave a good credit record, and if they need to continue to borrow in the future, the trial process will be easier."
"That's not what I care about." Su Mu slowly shook his head.
Zhong Quan's brows frowned slightly, and he said curiously: "Does Mr. Su have other concerns?"
"In my opinion, either don't borrow, since you borrow, then borrow a big one."
"How much does Mr. Su want to borrow?"
Su Mu stretched out a finger and said in a fluttering tone: "One million!" "
A million?" Zhong Quan was taken aback.
To be able to become the president, he is naturally not a fool.
After calming his emotions, he asked: "Simply expanding the scale can't use so much money, right?"
"Good!" Su Mu nodded and admitted: "In addition to expanding the scale of the feed factory, I also plan to contract out the garment factory."
Zhong Quan was silent for a moment and shook his head: "One million is indeed too much, I can't be the master."
"Then there is nothing to say, I came to withdraw the money this time and take out all the two hundred thousand." Su Mu said lightly, while putting the passbook on the table.
Zhong Quan hesitated for a while, then retreated and said, "Mr. Su, the limit of what I can call the shots is 500,000."
"Five hundred thousand is not enough." Su Mu said slowly.
Zhong Quan said with a smile on his face: "Mr. Su, you can actually borrow 500,000 from the bank, and then borrow it from a friend."
"Borrowing 100,000 is owing favors, and borrowing 200,000 is also owing favors." Su Mu asked rhetorically, "Then why don't I borrow all from my friends?"
Zhong Quan was suddenly speechless, not knowing how to answer.
Su Mu pondered a little, and spoke: "Actually, I don't want to owe favors, because there is no way to simply measure human favors." I borrow a million, you can complete the task, I can get the funds, why not?
"That's right, but the task given by the head office is 700,000, and one million is far beyond this number." Zhong Quan looked embarrassed.
Su Mu chuckled, "If I'm not mistaken, before I came, Governor Zhong had already looked for large and small businesses in the town, right?"
Zhong Quan opened his mouth, but he couldn't deny it, nodding honestly and acknowledging.
Su Mu continued: "At the moment, state-owned enterprises are outsourcing, and other small enterprises simply do not have the courage to borrow 700,000 yuan, so in my opinion, only I can let Governor Zhong complete the task.
As soon as these words came out, Zhong Quan felt a little uncomfortable in his heart, but he couldn't refute it.
Seeing his expression, Su Mu opened the leather bag he was carrying, took out a wad of straw paper and handed it over.
"This is?" Zhong Quan was puzzled.
Su Mu said indifferently: "This is the account of my feed factory, Governor Zhong can take a look."
Zhong Quan took the drafting paper, and after reading a few pages, he couldn't help but be surprised: "When state-owned enterprises are barely breaking even, it is really unexpected that Director Su's feed factory can achieve such a high profit!"
After that, I couldn't help but think of a question.
That is, the other party shows himself the accounts, what is the specific intention?
Without waiting for Zhong Quan to ask, Su Mu took the lead and said: "A loan of one million, I can use Yuanda Feed Mill as collateral, if I can't repay the loan on time, Yuanda Feed Mill is owned by the bank!"
"Director Su, do you mean this?" Zhong Quanhuoran got up, looking very excited.
Su Mu nodded and said, "If you can lend me a million, you can sign a mortgage agreement immediately." "Good
!" Zhong Quan nodded heavily and said excitedly: "If you use the feed mill as collateral, one million will be completely fine!"
"Governor Zhong means that if the feed mill is mortgaged, the loan amount can exceed one million?" Su Mu asked.
"...," Zhong Quan.
He somewhat regretted that he had just owed his mouth.
After thinking about it, he opened his mouth and replied: "One million is the limit, I just said that if Director Su uses the feed mill as collateral, I can call the shots immediately."
Su Mu said with some regret: "One million is one million."
This reaction made Zhong Quan feel puzzled.
"Director Su, now everyone is secretive about loans, why don't you seem to be able to borrow more money?" Zhong Quan was puzzled.
Su Mu replied with a smile: "The reason is actually very simple, Governor Zhong, in your opinion, what does a company choose a loan for?"
"Naturally, it's about supporting operations, or for greater development." Zhong Quan's answer was like a runner.
Su Mu nodded slowly, "In the final analysis, it is essentially to make more money. I was willing to borrow and dare to borrow for the simple reason that I was sure to make more money with the loan and they didn't.
Although his tone was flat, the confidence in his words could be heard by anyone.
Zhong Quan didn't understand where this confidence came from.
However, he doesn't care about that.
As long as he can successfully complete the task, he is too lazy to bother with the rest.
"Director Su wait, I'll let people prepare the contract." Zhong Quan got up and said.
According to the accounts, Sumu's feed mill currently earns more than 100,000 yuan a month, and it is still rising.
For such a high-quality enterprise, he is naturally very happy to borrow, and there is no need to worry at all, and he cannot recover the loan.
After the agreement is signed, the loan is directly hit to the passbook.
As a result, the original 200,000 became 1.2 million.
"Mr. Su, this is your passbook, please put it away!"
The employee handling the business, shaking his hand, handed the passbook out the window.
Su Mu took it casually and put it in his pocket, his expression waveless.
One and a half million, not worth his excitement.
This is that the conditions are not allowed, and if the conditions permit, even if it is 10 million, 100 million, Su Mu dares to borrow.
As a reborn, if he didn't even have this bit of confidence, then he would be too failed!
"Mr. Su go slowly!"
Under Zhong Quan's courtesy, Su Mu walked out of the bank.
He is well aware that contracting a garment factory is just the beginning, and there are many challenges ahead.
However, he has always been a man who rises to the occasion.
Life is no fun without challenges!
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